Take cards.
Keep more.
Stay up and running.
Card, ACH and eCheck processing for businesses of every kind, including the industries other processors turn away. Start with a free review of your current statement.
Three steps to a
better setup.
Most businesses haven't looked at their processing since the day they signed up. We'll do it for you.
Send your statement
Email or upload one recent processing statement. A photo is fine. We go through it line by line, in plain English.
Get approved fast
If we can do better, we handle the application and underwriting with a bank that wants your business.
Start getting paid
Your new account is set up and tested before you switch, so you never miss a sale. Funds land the next business day.
Every way your
customers pay.
ACH processing
Pull payments directly from customers' bank accounts, one-time or recurring, at a lower cost than cards.
Debit & credit cards
In-store terminals, online checkout, invoicing and phone payments, with access to all major gateways.
Push to Card
Send money to customers' debit cards in real time for refunds, settlements and payouts.
eCheck & Check 21
Process checks electronically to cut handling time and manage return rates.
Real-Time Payments
Send and receive money instantly, any time of day, so payments and payouts land right away instead of in days.
Fraud protection
Custom fraud filters and rules, plus ACH fraud tools and batch tracking, to stop bad payments before they cost you.
Payment dashboard & virtual terminal
Take payments from any computer and see every transaction, batch and report in one place, with exports ready for your bookkeeper.
Terminals & hardware
Countertop, wireless and mobile card terminals for storefronts, service businesses and on-the-go sales.
Built for your business,
including the hard-to-place ones.
We work with sponsor banks that knowingly approve higher-risk industries, so you're underwritten for what you sell from day one.
Collection agencies & debt companies
Card, ACH and Check 21 processing for collection agencies, debt buyers, law firms and AR management companies, placed with banks that want collections business.
Learn moreFirearms, ammo & FFL dealers
Stable merchant accounts for FFL dealers, ammo retailers, ranges and accessory brands, in-store and online.
Learn morePeptide clinics, med spas & wellness
Merchant accounts for peptide therapy, med spas, IV and weight-loss clinics, including memberships and online orders.
Learn moreTattoo & piercing studios
Simple, reliable card processing for tattoo and piercing studios, with deposits, tips and booking built in.
Learn moreVape & smoke shops
Merchant accounts for vape and smoke shops, in-store and online, with age-verification-friendly checkout.
Learn moreSupplement & nutraceutical brands
Merchant accounts for nutraceutical and supplement brands selling online, by subscription or wholesale.
Learn moreE-commerce & subscription businesses
Gateways, recurring billing and merchant accounts for independent online stores and subscription businesses.
Learn moreRetail, services & every other business
Salons, auto shops, contractors, jewelers, pet stores, professional offices and more. If you take cards, we can help you keep more of every sale.
Learn moreOrion vs. a
typical processor.
| With Orion | Typical processor | |
|---|---|---|
| Pricing | Explained in plain English, line by line | Hidden fees and month-end surprises |
| Contracts | No long-term contract or cancellation fees | Multi-year lock-ins and early termination fees |
| Approval | Most merchants approved in under 48 hours | Weeks of back-and-forth, or a decline |
| Getting paid | Next-business-day funding | Payouts that slow down without warning |
| Your industry | Banks that approve your business up front | Reviewed later, then frozen or dropped |
| Support | A real person who knows your account | Ticket queues and chatbots |
Why businesses
switch to Orion.
Clear, honest pricing
Pricing in plain English. No hidden fees, no month-end surprises.
A real person on the phone
Call and talk to someone who knows your account. No ticket queues.
No lock-in
No long-term contracts and no cancellation fees. We earn your business every month.
Common questions
What does the free statement review involve?
You send us one recent processing statement (a PDF or a photo is fine). We go through it line by line and show you what you are paying, where the costs are adding up, and how stable your current setup is for your industry.
Does the review affect my credit or my current account?
No. The review needs no application and no credit check, and nothing touches your current account. If you later decide to switch, the application includes the standard underwriting every merchant account requires.
How much will I save?
It depends on your volume, card mix and industry, so we don't guess. After the review you'll see a side-by-side comparison with real numbers. If your current setup is already solid, we'll tell you.
How long does approval take?
Most merchants are approved in under 48 hours once we have a complete application.
When do I get paid?
Funds are deposited the next business day.
See what you're really paying.
Send a recent processing statement. No application, no credit check, nothing touches your account.